Pacific Association Collections-PAC

Lien Service • Non-Judicial Foreclosures

Homeowner Association Lien Services

Pacific Association Collections represents homeowner associations and mutual water companies throughout California in collecting delinquent assessments. No initial fee or deposit is required. While our collection procedures rarely require us to proceed to foreclosure, our firm uses the non-judicial foreclosure process when it becomes necessary. As a foreclosure trustee, PAC handles all aspects of the foreclosure when required. If a judicial foreclosure makes more sense, we will have one of our attorneys call you to explain all options available to your homeowners association.

No Initial Fee Assessment Collections

Assessment Lien and Foreclosure Services

The "No Initial Fee Assessment Collection Service" provides the following benefits to homeowner associations:

  1. No upfront fees or deposit is required. All fees and costs are billed directly to the delinquent homeowner.
  2. We make certain that our collection process fully complies with the California Civil Code, the Federal Fair Debt Collections Practice Act, the Rosenthal Fair Debt Collection Practices Act, and your association's CC&Rs.
  3. Our HOA assessment collection experts monitor real estate lender activity and provide advice to your association board on what collection action is most cost-effective given all facts to be considered.
  4. While only a small percentage of delinquent homeowners file for bankruptcy protection, we can provide your association's board with all available options should it be necessary.
  5. While homeowner associations are rarely faced with the option of foreclosing on a property, we can advise your board on all aspects of foreclosures. PAC is a foreclosure trustee. If requested, we can also provide advice on dealing with any occupants, management, insurance, and the disposition of the property.

Video Recorded 2020.

Video Recorded 2020.

Pacific Association Collections

Pacific Association Collections (PAC) serves the following areas:

Southern California, Northern California, Los Angeles County, Ventura County, Orange County, San Bernardino County, Riverside, San Fernando Valley, Burbank, Santa Monica, Pasadena, Hollywood, Santa Clarita Valley, Fresno, Bakersfield, West Los Angeles, City of Los Angeles, Palmdale, Lancaster, Thousand Oaks, Agoura Hills, San Jose, Santa Ana, Sacramento, Oakland, San Diego, Torrance, Inglewood, Paramount, Riverside, San Bernardino, Long Beach, Whittier, Norwalk, Culver City, Downey, El Monte, Baldwin Park, Compton, North Hollywood, Van Nuys, Canoga Park, Winnetka, Reseda, Panorama City, South Bay, Bakersfield, Oxnard, Victorville, Santa Clarita, Pomona, Glendale, Antelope Valley, Victor Valley, Chula Vista, Sylmar, North Hollywood, California, Escondido, Oceanside, Carlsbad, San Francisco, Pomona, Anaheim, Stocton, Fontana, Lomita, Ontario, Victorville, Rialto, Hesperia, Norwalk

If you searched for any of the following terms, you have found the right website:

No initial fees, Assessment Collections, Non-Judicial Foreclosure Services, Judicial Foreclosures, Assignment of Rents, Assessment Liens, Dues, Condominium Associations, Lien Services, Davis-Stirling Act, Delinquent Assessments, HOA, Homeowner Associations, Judgment Collections, Michael T. Chulak, Payment Plans, Probate Collections, Collection of Delinquent HOA Assessments, Collection of Homeowner Association Delinquent Assessments, Condominium Assessment Collections, Mutual Water Company Collections, HOA Collections