HOA Assessment Collections - Lien Services
Established in 1987
Pacific Association Collections-PAC
Lien Service • Non-Judicial Foreclosures
Homeowner Association Lien Services

Pacific Association Collections represents homeowner associations and mutual water companies throughout California in collecting delinquent assessments. No initial fee or deposit is required. While our collection procedures rarely require us to proceed to foreclosure, our firm uses the non-judicial foreclosure process when it becomes necessary. As a foreclosure trustee, PAC handles all aspects of the foreclosure when required. If a judicial foreclosure makes more sense, we will have one of our attorneys call you to explain all options available to your homeowners association.
We believe in taking immediate action. While negotiations have their place, negotiations are always more effective after pressure has been applied to the debtor. Debtors almost never have only one creditor which means the creditor that acts quickly is more likely to receive payment. We always want to be first in line. Call us today.
No Initial Fee Assessment Collections
Assessment Lien and Foreclosure Services
The "No Initial Fee Assessment Collection Service" provides the following benefits to homeowner associations:
- No upfront fees or deposit is required. All fees and costs are billed directly to the delinquent homeowner.
- We make certain that our collection process fully complies with the California Civil Code, the Federal Fair Debt Collections Practice Act, the Rosenthal Fair Debt Collection Practices Act, and your association's CC&Rs.
- Our HOA assessment collection experts monitor real estate lender activity and provide advice to your association board on what collection action is most cost-effective given all facts to be considered.
- While only a small percentage of delinquent homeowners file for bankruptcy protection, we can provide your association's board with all available options should it be necessary.
- While homeowner associations are rarely faced with the option of foreclosing on a property, we can advise your board on all aspects of foreclosures. PAC is a foreclosure trustee. If requested, we can also provide advice on dealing with any occupants, management, insurance, and the disposition of the property.
Video Recorded 2020.
Video Recorded 2020.
Legal Disclaimer and Disclosure
Pacific Association Collections (PAC) serves the following areas:
Southern California, Northern California, Los Angeles County, Ventura County, Orange County, San Bernardino County, Riverside, San Fernando Valley, Burbank, Santa Monica, Pasadena, Hollywood, Santa Clarita Valley, Fresno, Bakersfield, West Los Angeles, City of Los Angeles, Palmdale, Lancaster, Thousand Oaks, Agoura Hills, San Jose, Santa Ana, Sacramento, Oakland, San Diego, Torrance, Inglewood, Paramount, Riverside, San Bernardino, Long Beach, Whittier, Norwalk, Culver City, Downey, El Monte, Baldwin Park, Compton, North Hollywood, Van Nuys, Canoga Park, Winnetka, Reseda, Panorama City, South Bay, Bakersfield, Oxnard, Victorville, Santa Clarita, Pomona, Glendale, Antelope Valley, Victor Valley, Chula Vista, Sylmar, North Hollywood, California, Escondido, Oceanside, Carlsbad, San Francisco, Pomona, Anaheim, Stocton, Fontana, Lomita, Ontario, Victorville, Rialto, Hesperia, Norwalk
If you searched for any of the following terms, you have found the right website:
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